I run a tech agency in India. I am going to tell you everything I know about how to hire one -- including the things most agency owners would rather you did not know.
India has over 50,000 registered IT service providers. Add unregistered freelancers and small shops, and the number is easily 200,000+. The quality spectrum is enormous. At one end, you have world-class engineering teams that rival anything in San Francisco. At the other end, you have outfits that will take your money, deliver garbage, and disappear.
The difference between a great agency and a terrible one is not always obvious from the outside. Terrible agencies have learned to present well. They have polished websites, impressive client logos (sometimes fabricated), and smooth-talking salespeople. Great agencies sometimes have terrible marketing because they are busy doing actual work.
This guide is my attempt to give you the insider knowledge that separates the two. I am writing this knowing full well that some of these criteria will be used to evaluate CODERCOPS itself. That is the point. If we cannot pass our own test, we have no business writing it.
The Red Flags: Warning Signs That Should Make You Walk Away
Let me start with the negatives, because avoiding a bad agency is more important than finding a great one. A bad engagement can cost you 6-12 months of time, significant money, and in the worst cases, a failed product launch.
Red Flag 1: Generic Portfolio with No Live URLs
What it looks like: The agency shows you screenshots of beautiful applications. Impressive designs. Complex dashboards. But when you ask for live URLs, you get excuses:
- "The client took it down"
- "It is behind a login"
- "We cannot share due to NDA"
- "The client rebranded so the URL changed"
Why it matters: One or two of these responses are legitimate. All of them being excuses is a pattern. If an agency has been in business for 3+ years and cannot show you a single live, functioning application they built, something is wrong.
The test: Ask for 3 live URLs of projects they have delivered. Not screenshots, not Figma files, not demo videos. Live, accessible URLs where you can click around and evaluate the actual output.
What good agencies do: They maintain a portfolio of live projects, with client permission. They can show you the frontend, explain the architecture, and discuss the challenges they faced. At CODERCOPS, every project in our portfolio has a live URL unless the client has explicitly requested otherwise -- and we will tell you which ones and why.
Red Flag 2: "We Do Everything" Positioning
What it looks like: The agency claims expertise in:
- Web development (React, Angular, Vue, Svelte, Next.js, Nuxt, Remix)
- Mobile development (iOS, Android, React Native, Flutter, Kotlin, Swift)
- AI/ML (TensorFlow, PyTorch, LLMs, computer vision, NLP)
- Blockchain (Ethereum, Solana, Hyperledger)
- IoT (Arduino, Raspberry Pi, industrial IoT)
- DevOps (AWS, Azure, GCP, Kubernetes, Terraform)
- Game development (Unity, Unreal)
- AR/VR (Meta Quest, Apple Vision Pro)
All with a team of 10-15 people.
Why it matters: It is mathematically impossible for a small team to be excellent at all of these things. A team of 10 people claiming expertise across 30+ technologies is either lying about their expertise or lying about their team size.
The test: Ask about their core stack. A genuine agency will say something like "We are strongest in Next.js and Python for web applications, with AI integration capabilities using LLM APIs. We partner with a mobile-focused studio for native app work." That is honest. That is a team that knows what they are good at.
What good agencies do: They specialize. They say no to projects outside their expertise. They refer you to other agencies when the project is not a fit. This feels counterintuitive -- why would an agency turn down money? Because good agencies know that taking on work they cannot deliver well damages their reputation and wastes your time.
Red Flag 3: No Named Team Members
What it looks like: The website shows stock photos of diverse, smiling people. Or generic "Our Team" descriptions without names, titles, or LinkedIn profiles. The about page says "50+ developers" with no way to verify.
Why it matters: If an agency will not show you who works there, there are usually reasons:
- The "team" is actually freelancers assembled per project
- The senior people on the website do not actually work on your project -- juniors do
- Team members leave frequently (high turnover is a massive problem in Indian IT services)
- The team size is exaggerated
The test: Ask to see LinkedIn profiles of the people who will work on your project. Not the CEO. Not the sales team. The actual developers and designers who will write code and create designs for your project.
What good agencies do: They introduce you to the team before you sign. You know who your lead developer is, who the project manager is, and what their backgrounds are. At CODERCOPS, every proposal includes the names and LinkedIn profiles of the team members assigned to the project. Our CTO Prathviraj Singh is on LinkedIn. I (Anurag Verma) am on LinkedIn. Our developers are on LinkedIn. If you cannot verify that real people work at an agency, that is a problem.
Red Flag 4: Suspiciously Low Prices
What it looks like: You get quotes from five agencies. Four quote between Rs 5-12 lakh for your project. One quotes Rs 1.5 lakh.
Why it matters: There is a floor to how cheaply quality software can be built. An experienced developer in India costs Rs 8-25 lakh per year (depending on city and experience). Add overhead, tools, infrastructure, and profit margin, and an agency's effective billing rate needs to be at least Rs 800-1,200 per hour to be sustainable.
If someone is quoting dramatically below market rate, one of these is true:
- They will use very junior developers (0-1 years experience)
- They will cut scope silently and deliver less than promised
- They will charge you extra later for "change requests" (anything not in the exact original spec)
- They will abandon the project when they get a better-paying client
- They are desperate for work (which raises questions about why they have no clients)
The pricing floor for quality work in India (2026):
| Project Type | Minimum Realistic Price (INR) | Minimum Realistic Price (USD) |
|---|---|---|
| Landing page (custom design) | Rs 40,000-80,000 | $500-1,000 |
| 5-page marketing website | Rs 1,50,000-3,00,000 | $1,800-3,600 |
| MVP web application | Rs 4,00,000-8,00,000 | $4,800-9,600 |
| Standard SaaS product | Rs 10,00,000-30,00,000 | $12,000-36,000 |
| Mobile app (single platform) | Rs 5,00,000-15,00,000 | $6,000-18,000 |
| AI-integrated application | Rs 5,00,000-15,00,000 | $6,000-18,000 |
Anyone quoting significantly below these ranges is cutting corners somewhere. The question is where.
Red Flag 5: No Process Documentation
What it looks like: You ask "What does your development process look like?" and get vague answers:
- "We follow Agile"
- "We do sprints"
- "We have daily standups"
But they cannot show you their actual sprint template, their definition of done, their code review process, their deployment checklist, or their testing strategy.
Why it matters: "We follow Agile" is meaningless. Every agency says this. What matters is the specific, documented processes they follow. Agencies without documented processes are winging it. Your project outcomes will depend entirely on which individual developers happen to be assigned, not on any repeatable system.
The test: Ask for their:
- Sprint planning template or process document
- Code review checklist
- Deployment process documentation
- QA/testing strategy document
- Communication plan (when do they update you, through what channels, what format)
If they cannot produce any of these, they do not have a process. They have habits, and habits break under pressure.
Red Flag 6: Ghosting After Signing
What it looks like: During the sales process, responses come within hours. After you sign and pay the first milestone, response times stretch to days. Calls get postponed. Progress updates become vague.
Why it matters: This is the single most common complaint about Indian agencies from international clients. The sales team is responsive. The delivery team is overwhelmed, understaffed, or working on multiple projects simultaneously.
The test: Before signing, send a non-urgent message on a Friday evening (India time). How quickly do you get a response? If sales responds in 2 hours but your assigned PM takes 48 hours during the sales process, imagine what happens during delivery.
Prevention measures:
- Define communication SLAs in the contract (maximum response time: 4 business hours)
- Require weekly written progress reports (not just calls)
- Set up a shared Slack or Teams channel with the delivery team, not just the sales team
- Include a clause that allows you to exit if communication SLAs are consistently missed
Red Flag 7: Resistance to Code Access
What it looks like: The agency wants to host everything on their infrastructure. They push back on giving you repository access. The code is in their GitHub organization with no plan to transfer.
Why it matters: If the agency controls your code repository and hosting, you are locked in. If the relationship sours, extracting your project becomes a negotiation -- or worse, a legal battle.
The non-negotiable: You should have full access to the code repository from day one. The repository should be in your GitHub/GitLab organization, or you should have owner-level access to it. This is not optional. Any agency that resists this is creating leverage over you, intentionally or not.
Red Flag 8: No Maintenance or Handoff Plan
What it looks like: The proposal covers development but says nothing about what happens after launch. No documentation plan, no handoff process, no maintenance options.
Why it matters: Software is not a one-time deliverable. It requires ongoing maintenance, updates, security patches, and feature additions. If the agency has no plan for this, you will be stuck with either:
- Paying them inflated rates for ad-hoc maintenance (because you have no other option)
- Hiring a new team to take over code they do not understand (expensive and risky)
What to look for: A good agency proposal includes:
- Documentation deliverables (API docs, architecture diagrams, deployment guides)
- Knowledge transfer sessions
- Post-launch support period (typically 2-4 weeks)
- Optional maintenance retainer terms
- Code handoff checklist
The Green Flags: Signs You Have Found a Good Agency
Now the positive signals. These are the indicators that an agency is likely to deliver well.
Green Flag 1: Specific Tech Stack Expertise
The agency clearly articulates what they are good at and what they are not. They have opinions about technology choices and can explain the trade-offs.
Good sign: "We build web applications using Next.js and TypeScript on the frontend, with Python or Node.js backends. For AI features, we integrate LLM APIs. We do not do native mobile development -- we can recommend partners for that."
Great sign: They can explain why they chose their stack, what its limitations are, and when they would recommend something different for your specific project.
Green Flag 2: Named Team with LinkedIn Profiles
You can verify that real, experienced people work at the agency. Better yet, the agency introduces you to the team before you sign.
Evaluation checklist:
- Lead developer has 3+ years of relevant experience
- Team members have active GitHub profiles with contributions
- LinkedIn profiles show stable tenure (not jumping every 6 months)
- You have spoken with at least one person who will write code on your project
- The team size matches what is reasonable for the quoted price
Green Flag 3: Transparent Pricing
The agency provides a detailed breakdown of costs, not just a lump sum. They explain what is included and what is not. They are upfront about additional costs (hosting, third-party APIs, licenses).
What transparent pricing looks like:
| Line Item | Hours | Rate | Cost |
|---|---|---|---|
| UI/UX Design (3 pages) | 40 | Rs 1,500/hr | Rs 60,000 |
| Frontend Development | 120 | Rs 1,200/hr | Rs 1,44,000 |
| Backend Development | 100 | Rs 1,200/hr | Rs 1,20,000 |
| AI Integration | 60 | Rs 1,500/hr | Rs 90,000 |
| Testing & QA | 40 | Rs 1,000/hr | Rs 40,000 |
| DevOps & Deployment | 20 | Rs 1,200/hr | Rs 24,000 |
| Project Management | 30 | Rs 1,000/hr | Rs 30,000 |
| Total | 410 | Rs 5,08,000 |
Additional costs: Hosting (Rs 3,000-8,000/month), AI API costs (Rs 5,000-20,000/month), Domain (Rs 800/year)
This level of detail tells you the agency has actually thought through your project, not just pulled a number from a rate card.
Green Flag 4: Live Project URLs
The agency can show you working applications they have built. You can click around, test the performance, check mobile responsiveness, and evaluate the user experience firsthand.
What to evaluate:
- Page load speed (use Google PageSpeed Insights)
- Mobile responsiveness (test on your actual phone)
- Error handling (try breaking things -- submit empty forms, navigate to wrong URLs)
- Design quality (is it polished or rushed?)
- Accessibility (can you navigate with keyboard?)
Green Flag 5: Clear Communication in English
For international clients, this is critical. The people communicating with you need to write clear, professional English. This does not mean accent-free speech -- it means written communication that is unambiguous, well-structured, and timely.
The test: Evaluate their proposal. Is it well-written? Is it specific to your project, or is it a template with your company name filled in? Are there grammatical errors that suggest they do not communicate regularly in English?
Important nuance: Many excellent Indian developers are quiet in calls but communicate brilliantly in writing. Do not mistake introversion for inability. Judge communication by its clarity, not its volume.
Green Flag 6: Established Legal Entity
The agency is a registered company with verifiable credentials.
Minimum verification:
- Private Limited Company or LLP (check on MCA website: mca.gov.in)
- Active GSTIN (verify on GST portal: gst.gov.in)
- Company PAN (verifiable)
- Physical office address (verifiable on Google Maps)
- Active bank account in company name (they will share for payment)
Why this matters: If a dispute arises, you need a legal entity to pursue. A sole proprietor or unregistered freelancer team can simply disappear. A registered company has directors, a registered address, and legal obligations.
At CODERCOPS, we are a GSTIN-registered entity. Our company details are verifiable on the MCA portal. We issue proper GST invoices for domestic clients and commercial invoices for international clients. This is basic, but you would be surprised how many agencies operate without proper registration.
Green Flag 7: Process Documentation
The agency can show you, before you sign, exactly how they work. Not buzzwords -- actual documents.
What good process documentation includes:
| Document | What It Covers |
|---|---|
| Project kickoff template | Discovery questions, stakeholder mapping, communication plan |
| Sprint planning process | How sprints are planned, estimated, and tracked |
| Code review standards | What reviewers check for, approval process, tooling |
| Deployment checklist | Steps from code merge to production deployment |
| QA strategy | Types of testing, when they happen, pass/fail criteria |
| Communication plan | Update frequency, channels, escalation process |
| Change management | How scope changes are handled, documented, and priced |
| Handoff documentation | What you receive at project completion |
Green Flag 8: Client Testimonials with Names
Not anonymous "Client from US -- Great work!" quotes. Real names, real companies, verifiable on LinkedIn.
The test: Ask for 2-3 client references you can actually contact. A good agency will provide them confidently. A mediocre agency will stall or provide only written testimonials with no way to verify.
What to ask references:
- Did the project launch on time and on budget?
- How was communication during the project?
- Were there any surprises (scope, cost, timeline)?
- Would you hire them again?
- What was the biggest challenge and how did they handle it?
The Evaluation Framework
I have developed a scoring system that I use when evaluating agencies myself (yes, I hire other agencies for specialized work). Use it to compare your options objectively.
Agency Evaluation Scorecard
| Criterion | Weight | Score (1-5) | Weighted Score |
|---|---|---|---|
| Live portfolio with URLs | 15% | __ | __ |
| Specific tech stack expertise | 10% | __ | __ |
| Named, verifiable team | 10% | __ | __ |
| Transparent pricing | 10% | __ | __ |
| Process documentation | 10% | __ | __ |
| Communication quality (English) | 10% | __ | __ |
| Client references (contactable) | 10% | __ | __ |
| Legal entity (GSTIN, registration) | 5% | __ | __ |
| Relevant domain experience | 10% | __ | __ |
| Cultural fit and responsiveness | 10% | __ | __ |
| Total | 100% | __/5.00 |
Scoring Guide
| Score | Meaning |
|---|---|
| 5 | Exceptional -- exceeds expectations in this criterion |
| 4 | Strong -- meets expectations with clear evidence |
| 3 | Adequate -- acceptable but not outstanding |
| 2 | Weak -- some concerns in this area |
| 1 | Poor -- significant concerns, major red flag |
Interpretation
| Weighted Score | Recommendation |
|---|---|
| 4.0-5.0 | Strong candidate -- proceed with confidence |
| 3.5-3.9 | Good candidate -- proceed with clear contract terms |
| 3.0-3.4 | Average -- proceed with caution, tight milestones |
| 2.5-2.9 | Below average -- consider alternatives |
| Below 2.5 | Walk away |
How to Structure Contracts
Once you have identified a good agency, the contract structure matters enormously. Here is what I recommend based on both sides of the table.
Payment Structure
Never pay 100% upfront. This is the most important rule. Here are the standard structures:
| Structure | When To Use | Breakdown |
|---|---|---|
| Milestone-based | Fixed-scope projects | 20-30% upfront, 30-40% at midpoint, 30-40% at delivery |
| Sprint-based | Ongoing development | Pay per sprint (2-week cycles), 1 sprint advance |
| Retainer | Maintenance and support | Monthly fixed fee, paid at start of month |
| Time and materials | Undefined scope | Weekly or bi-weekly invoicing based on hours |
Our recommendation: For most projects, milestone-based works best. It aligns incentives -- the agency gets paid when they deliver, not just when they bill hours.
CODERCOPS standard payment terms: 30% at project kickoff, 30% at midpoint milestone, 30% at final delivery, 10% after 2-week post-launch support period. For international clients, we accept wire transfer (Stripe), PayPal, and Razorpay. For domestic clients, we accept UPI, NEFT, and Razorpay.
Essential Contract Clauses
IP ownership: The contract must explicitly state that all intellectual property created during the project belongs to you (the client) upon full payment. This is not standard in India -- many agencies retain IP by default if it is not specified.
Exact clause to include: "All work product, including but not limited to source code, designs, documentation, and related materials created during this engagement shall become the exclusive property of [Client Name] upon receipt of full payment."
Source code access: You must have access to the code repository from day one. The contract should specify:
- Repository will be in your organization (or you will have owner access)
- All code will be committed regularly (at least daily)
- No proprietary frameworks or libraries without disclosure
Confidentiality and non-disclosure: Standard NDA terms. Ensure it covers:
- Your business data and strategy
- User data processed during development
- Proprietary algorithms or business logic
- Duration (typically 2-5 years post-engagement)
Termination clauses: Either party should be able to terminate with reasonable notice. Specify:
- Notice period (typically 15-30 days)
- What happens to partial work (you get code up to termination point)
- Payment for work completed up to termination
- Handoff obligations
Change management: How scope changes are handled. Without this clause, scope creep will destroy your budget and timeline. Specify:
- All scope changes must be documented in writing
- Agency provides cost and timeline impact estimate before work begins
- Both parties must approve before change is implemented
Warranty period: The agency should fix bugs found in the delivered work for a specified period (typically 30-60 days) after launch at no additional cost. Define what constitutes a "bug" vs. a "feature request."
What to Expect at Different Price Points
I am going to be very direct about this, because misaligned expectations are the number one cause of agency-client conflicts.
| Price Range (INR) | What You Get | What You Do NOT Get |
|---|---|---|
| Rs 50K-2L | Template-based website, basic customization, limited revisions | Custom design, complex features, ongoing support |
| Rs 2L-5L | Custom-designed website or simple web app, basic features, mobile-responsive | Complex business logic, AI features, scalability planning |
| Rs 5L-15L | Custom web application with moderate complexity, good design, testing, deployment | Enterprise-grade architecture, advanced AI, dedicated team |
| Rs 15L-40L | Full-featured SaaS product, AI integration, polished UX, documentation | Enterprise scale, multi-region deployment, 24/7 support |
| Rs 40L-1Cr+ | Enterprise-grade application, full team, comprehensive testing, security audit | If it is not in the SOW, it is not included -- even at this price |
The universal truth: At every price point, what you get should be clearly defined in a Statement of Work (SOW). If it is not in the SOW, do not expect it, regardless of verbal promises.
Communication Best Practices
The #1 predictor of project success is not technical capability -- it is communication quality. Here is how to set up for success.
Establish Communication Norms Upfront
| Aspect | Recommendation |
|---|---|
| Primary channel | Slack or Microsoft Teams (not email for day-to-day) |
| Status updates | Written, weekly, every Monday by 12:00 PM IST |
| Sprint reviews | Bi-weekly video call, 45-60 minutes |
| Response time SLA | 4 business hours for normal requests, 1 hour for critical issues |
| Escalation path | PM first, then Tech Lead, then CEO |
| Documentation | Shared Notion or Confluence workspace |
| Code updates | Daily commits with meaningful messages |
Timezone Considerations
India is UTC+5:30. Here is the overlap with common client locations:
| Client Location | IST Overlap (Business Hours) | Recommended Meeting Window |
|---|---|---|
| US East Coast (EST) | 7:30 PM - 12:00 AM IST | 8:00 - 9:30 PM IST (10:30 AM - 12:00 PM EST) |
| US West Coast (PST) | 10:30 PM - 3:00 AM IST | Challenging -- async preferred, or early morning PST |
| UK (GMT/BST) | 2:30 PM - 9:00 PM IST | 3:00 - 5:00 PM IST (9:30 - 11:30 AM GMT) |
| Australia (AEST) | 4:30 AM - 12:00 PM IST | 9:00 - 11:00 AM IST (1:30 - 3:30 PM AEST) |
| UAE (GST) | 12:00 PM - 7:00 PM IST | 1:00 - 4:00 PM IST (11:30 AM - 2:30 PM GST) |
At CODERCOPS, we have established timezone overlap strategies for each of these regions. For US clients, we typically have a senior team member available until 10:00 PM IST for synchronous communication. For Australian clients, our morning overlap works naturally.
Asynchronous Communication Rules
For cross-timezone work, async communication is more important than meetings:
Every message should be self-contained. Do not assume the reader has context from a previous call. Include links, screenshots, and relevant background.
Use Loom or screen recordings for anything visual. A 3-minute video is worth 20 messages.
Document decisions, not just discussions. Every call should have a written summary with action items sent within 2 hours.
Do not use "urgent" unless it is actually urgent. If everything is urgent, nothing is urgent.
Due Diligence Checklist
Before signing with any Indian tech agency, run through this checklist.
Before the First Call
- Check MCA (Ministry of Corporate Affairs) for company registration
- Verify GSTIN on the GST portal
- Look up founders and key team on LinkedIn
- Visit their live portfolio URLs
- Read Google Reviews, Clutch reviews, and GoodFirms reviews
- Check their GitHub organization (if public)
- Search for the agency name + "review" or "complaint"
During Evaluation
- Asked for and received live project URLs
- Spoke with at least one developer who will work on the project
- Received a detailed proposal with scope, timeline, and cost breakdown
- Asked for and received client references
- Reviewed their process documentation
- Discussed IP ownership explicitly
- Discussed communication norms and tools
- Received a draft contract or SOW for review
Before Signing
- Contract reviewed by someone with legal knowledge
- Payment terms are milestone-based (not 100% upfront)
- IP ownership clause is explicitly in the contract
- Termination clause is reasonable
- NDA is signed
- Source code access terms are defined
- Post-launch support terms are defined
- Change management process is defined
Where CODERCOPS Stands
I promised at the beginning that we would pass our own test. Let me be specific about how CODERCOPS measures against the criteria in this guide.
| Criterion | CODERCOPS Status |
|---|---|
| Live portfolio URLs | Yes -- every project has a live URL unless client-restricted |
| Specific tech stack | Next.js, TypeScript, Python, AI/LLM integration -- that is our sweet spot |
| Named team with LinkedIn | Anurag Verma (CEO), Prathviraj Singh (CTO), plus team -- all on LinkedIn |
| Transparent pricing | Detailed hour-by-hour breakdowns in every proposal, dual currency (INR/USD) |
| Process documentation | Sprint templates, code review standards, deployment checklists -- shared before signing |
| Communication quality | Native English communication, Slack-first, async-friendly |
| Client references | Available on request -- real names, real companies |
| Legal entity | GSTIN-registered, Private Limited company, verifiable on MCA |
| Domain experience | Web apps, AI integration, startup MVPs, SaaS products |
| Payment options | Razorpay, Stripe, PayPal (international); UPI, NEFT (domestic) |
What we are honest about:
- We are a small team (5+ people). We cannot handle 10 projects simultaneously. If we are at capacity, we will tell you and give you a realistic start date.
- We are not the cheapest option. Our rates reflect the quality of our team and our process.
- We do not do native mobile app development in-house. We partner with specialists for that.
- We are based in India, so there is a timezone gap for US West Coast clients. We manage it with async communication and overlapping hours, but it is a real factor.
The Honest Bottom Line
Hiring a tech agency in India can be one of the best business decisions you make. The talent is exceptional, the cost-to-quality ratio is unmatched globally, and the ecosystem is mature enough that you can find world-class partners at every price point.
But it can also be one of the worst decisions if you choose badly. The sheer volume of agencies means the noise-to-signal ratio is terrible. Evaluation takes effort.
Here is my summary advice:
1. Never hire based on price alone. The cheapest option is almost never the cheapest in the long run. Factor in the cost of delays, rework, and lost opportunity.
2. Verify everything. Check MCA registration, verify GSTIN, visit live URLs, talk to references. This due diligence takes 2-3 hours and can save you months of pain.
3. Start small. Before committing to a Rs 20 lakh project, try a Rs 2-3 lakh pilot project. See how the agency works in practice, not just in proposals.
4. Over-communicate expectations. The biggest source of conflict is misaligned expectations. Document everything. If it is not in writing, it does not exist.
5. Protect yourself contractually. IP ownership, source code access, milestone payments, termination clauses. Get these right and you have a safety net if things go wrong.
6. Judge by output, not by pitch. A great pitch deck and a smooth sales call do not guarantee great development. Live URLs, working code, and verifiable client satisfaction are what matter.
The Indian tech ecosystem has produced some of the best software in the world. Your job is to find the agencies that can do the same for you. This guide gives you the tools. Use them.
At CODERCOPS, we welcome scrutiny. If you are evaluating agencies and want to put us through the exact due diligence described in this guide, we will make it easy. Visit codercops.com, check our live portfolio, verify our registration, and talk to our team. If we are the right fit, we will earn your business. If we are not, we will tell you honestly and point you in the right direction.
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